Offered a Rewards Card? Credit Card Companies Think You’re Rich

MIT economists Hong Ru and Antoinette Schoar analyzed more than a million credit card mailings from 1999 to 2011 and made note of the income and education levels of recipients.

Our Vacations, Ourselves

Arthur C. Brooks has an op-ed in the Times examining various studies that look at our relationship with vacations and what they reveal about us.

The Givers

Last night I read Jerry Useem’s 6,000-word feature in the June issue of The Atlantic examining a bunch of research that looks into why jerks get ahead and, as the saying goes, “nice guys finish last,” to see if I could glean anything new from a relatively well-worn argument.

When the New Music Stops

According to my latest bank statement, I spent about $33 on music from iTunes last month.

Chores, Then and Now

The Wall Street Journal has an indisputable piece by Jennifer Wallace that points out that giving chores to children is a very good thing.

Thirtysomethings Just As Delusional as Twentysomethings

This from NYMag’s Science of Us blog, “The Unshakeable Optimism of Thirtysomethings.” I think if anything it’s the unshakeable optimism of human people, who want to feel like anything is possible for long as is possible. When do we lose that? I hope not any time soon, but if you have (jquick?), please let us know in the comments.

Express Your True Identity With a DIY Job Title

Ok first of all I want to meet Berkshire Hathaway’s Director of Chaos. Secondly, this is all so very sad.

Only Suckers Don’t Buy Generic

You can count me among the nonchef idiots who pay three times more for brand-name pain relievers et alia instead of CVS-brand something-or-other. This BloombergView piece has almost convinced me to shake off my leftover childhood class anxiety and stop doing things like buy the most expensive pregnancy test because that probably means it’s the best.

Does Worrying About Money Make You Better at Money?

The True Cost of College: -$500,000

We love to poke holes in the idea that going into debt to get a college degree is always “worth it” but according to this article in the Upshot, new income statistics show that the pay gap between bachelor’s degree-holding people and everyone else is bigger than ever. The numbers come from the Economic Policy Institute’s analysis of Labor Department statistics, and report that “Americans with four-year college degrees made 98 percent more an hour on average in 2013 than people without a degree” (up from 89% in 2008, 85% in 2003 and 64% in the early 1980s).