How Graduate Students Do Money

Adam Kotsko has a good post about his time in grad school and his financial strategy for making it all work while his income was limited. When I was in grad school my strategy was essentially: Try to get as much financial aid as possible to limit the amount of loans I had to take out, and try not to use the loan money to live like I had an income, because besides a few freelance stuff at the time, my income was essentially zero.