My boyfriend (let’s call him Carl) and I have some shared values and goals: We one day hope to have children and own our own home (probably not in Vancouver—I don’t have a million bucks!). We like discussing politics and world issues. We like reading, and watching documentaries together. We go on walks and gossip about our mutual co-workers (working in the same office as your significant other isn’t so weird when you’re in different departments). But what we do not share is an idea of how we should be using our money.