Only Suckers Don’t Buy Generic

You can count me among the nonchef idiots who pay three times more for brand-name pain relievers et alia instead of CVS-brand something-or-other. This BloombergView piece has almost convinced me to shake off my leftover childhood class anxiety and stop doing things like buy the most expensive pregnancy test because that probably means it’s the best.

How To Not Ruin Your Life With Fixed Expenses

Megan McArdle writes about buying a house for BloombergView, aptly titled, “Finding a House That Won’t Destroy You” (omg). She cites good ol’ Dave Ramsey’s recommendation of spending no more than 25% of your take-home pay on your monthly mortgage bill, but explains how she and her husband decided to go even lower: